Health Care Navigator
- Pres. Obama works to get young people behind ACA
- President highlights benefits of health care law
- Pres. Obama urges Americans to give website another chance
- Health care website getting additional down time
- Supreme Court will take up new health law dispute
- Insurance regulators allow Michigan companies to sell discontinued plans
- New website provides alternative for frustrated insurance hunters
- President's efforts to fix health care site worrying dems
- House Republicans pass their own fix to ACA
- Health and Human Services Secretary Kathleen Sebelius in Detroit
- Health and Human Services Secretary in Detroit
- Policy cancellations: Obama will allow old plans
- Numbers in for first month of problem plagued HealthCare.gov
- President Clinton criticizes healthcare law
- Affordable Care Act maternity coverage requirement causes controversy
- Tech experts work to iron out kinks in ACA website
- Looking at keeping your plan with the ACA
- HealthCare.gov offline until Sunday
- State-run exchanges reporting higher numbers than federal
- White House pushes back as insurance companies cancel, roll over policies
- Lawmakers in DC grill Medicare
- 2 million booted from current health insurance plans
- Intelligence Committee Chair claims health care site open to identity theft
- Americans turning to local application counselors for help in ACA registration
- GOP lawmakers demand answers in ACA website issue
- Rep. Upton taking center stage in Obamacare rollout hearings
- Obama administration works toward 'tech surge' to fix healthcare site
- Obama admits problems, pledges fixes with health care roll-out
- President to address problems with healthcare website
- A look at tax credits offered for Affordable Care Act
- Uncertainty around Affordable Care Act could breed scammers
- Answering questions about the Healthcare Exchange rollout
- Open enrollment for health plans begins
- Penalties coming for those without insurance
- West Michigan Health Care Navigators
- Getting answers to your questions on health care changes
- Lawmaker reacts to pending government shut-down
- Sen. Cruz ends talkathon against Obamacare
- ACA standoff pushes gov't closer to shutdown
- State by state premium listings
- 'Family glitch' problem in ACA drawing attention
- Looking at 'young invincibles' role in health care reform
- Michigan gets $3.4M for health pricing reviews
- Pre-enrollment in federal health care marketplace
- Laying out Obamacare exceptions
- Gov. Snyder to sign Medicaid expansion legislation
- Parts of Affordable Care Act already in effect
- Mich. lawmakers give final OK to expand Medicaid
- Mich. lawmakers give final OK to expand Medicaid
- Medicaid expansion won't take effect in January
- Volunteers going door-to-door to explain healthcare changes
- Lawmakers look to finish Medicaid expansion bill
- After Medicaid expansion passes, next question is when to take effect
- Medicaid expansion passes by 20-18 vote
- Checking back in for Medicaid vote at Capitol
- All eyes on Lansing as State Senate prepares Medicaid vote
- Enrollment in health care exchanges begins in one month
- Interview with Gov. Snyder after Health Care Town Hall
- Snyder to host health care town hall in Novi
Penalties coming for those without insurance
Updated: Tuesday, October 1 2013, 09:51 AM EDT
NEWSCHANNEL 3 – Even though the government shut down Monday night, a key part of the Affordable Care Act still begins Tuesday.
Open enrollment in the Health Insurance Marketplace runs October 1st through March 31st.
Most people do not have to do anything at all during this period. If you have health insurance through your employer, if you're on Medicaid or Medicare, you are already covered.
However, if you are uninsured, have been denied coverage in the past or just want to shop around for new options, you should log on to the Marketplace.
In the Marketplace, you may be able to get lower costs on monthly premiums, depending on your family income and size. You’ll be able to see just how much you can save when you fill out your Marketplace application.
Remember: you are required to have health coverage by this coming January or you will face fines.
There are some exemptions to that rule (“hardship exemptions”) like being homeless, being evicted or filing for bankruptcy.
You may also qualify for an exemption if you're uninsured for less than 3 months of the year or you don't have to file a tax return because your income is too low.
The fee in 2014 for an adult who can afford health insurance but chooses to remain uninsured is one-percent of your yearly income or 95-dollars per person for the year, whichever is higher.
That fee increases every year.
For uninsured children, the fee is nearly 48-dollars per child.
The most a family would have to pay for all of their kids is 285-dollars.
Again, open enrollment in the Health Insurance Marketplace begins Tuesday.
If you are still confused about your options, there are health care navigators here in West Michigan who are trained to answer your questions about enrolling. Click here for more information: http://wwmt.com/news/features/hcn/.