Let the people vote on so-called 'rape insurance' bill Updated: Friday, December 20, 2013 KALAMAZOO, Mich. (NEWSCHANNEL 3) - Passions are still running high in the wake of the state legislature's approval of a controversial law that requires women to buy additional insurance in advance if they want abortion coverage in their health plan.Tonight in Tom's Corner, Tom Van Howe says Michigan voters who were angered by what happened do have a way to express themselves.=====================This law, which makes no exceptions for rape or incest, or for the health of the mother, is the result of frat-boy politics designed to bypass the democratic process.Over the past year, ever since Governor Snyder vetoed a law just like it, Michigan Right-To-Life circulated a petition that was signed by about 300-thousand people--including virtually all of the Republican Senators and Representatives in our state government.All told, they account for roughly four percent of our state population.They call it a veto-proof citizens initiative; but it was really a smug, old-fashioned inside job. A done deal. A slam dunk.96 percent of the people--who our Republican legislators obviously don't trust--never had a chance to vote.Most hardly even knew it was happening.Four percent of the people made a law that effects everyone. This is crushingly unacceptable.I understand the passion of the opposition to abortion rights. I, myself, believe that life is the right choice.But our law says women have control over their own bodies. That to carry or not is a choice. So any restrictive law, like this one, ought to have the weight of the people behind it.But it doesn't.The latest polls indicate a majority of the people would have voted it down. They don't want government involved with what they see as medical decisions.And Republicans know that.To be clear the 'rape insurance' law would prohibit insurers from paying for abortions unless a woman has already purchased coverage through a separate rider.So ya gotta hope that a future rape or incest victim has the foresight to factor in the outside chance that it might happen. Oh, and by the way...insurers really don't offer that particular rider right now.But, hey, why should that get in the way?For the record, most abortions are historically paid for out of-pocket. Health insurance pays for only three or so percent.The poorest are the ones most likely to use insurance, so under the new law they're the ones most likely to get victimized twice.It's therefore a solution to a problem that doesn't exist--except for the underclass.Right now, Democrats are organizing a new petition drive--a drive to get this self-righteously passed law on the ballot next November.I hope petitioners will be on every corner.I hope people will sign it. I hope people will earn themselves the chance to vote on it. Republicans subverted the democratic process. This is the only way to regain the higher ground.Then, once it's voted on, if the people say women do, in fact, have to buy their own rape insurance, so be it. That will be the law of our state.The people will have spoken. And that's the way it ought to be.In the meantime, frat-boy lawmakers ought to be ashamed of themselves.In this corner, I'm Tom Van Howe.